Term and conditions

  1. This web site www.icopangkasa.com.my is intended solely to be a platform between related insurance companies and users in providing insurance advice or services
  2. The results of using this website may not be applicable or accurate with regard to your individual or organizational circumstances and cannot be relied upon to avoid penalties imposed by tax or other authorities.
  3. You should not take any action or make your decision solely on the basis of the information provided through this web site.
  4. Please note that the premium displayed are based on information and assumptions provided by you regarding your age, gender, life style, health conditions, goals, expectations and financial situation
  5. Also note that higher rates of return generally involve a higher degree of risk, including the risk of loss of principal invested. Actual results or inputs may be higher or lower than the inputs used or results displayed in hypothetical calculations, and are likely to vary over time. In addition, the calculators do not take into account all of the factors that may be relevant to your decision-making.
  6. Take note that INFORMATION and RATES incorporated in the calculators or displayed in connection with the calculator may be based on historical or current data, but is not guaranteed to be accurate, complete or timely. Moreover, past performance does not indicate future results.
  7. This website is provided “as is” and on an “as available” basis without representations or warranties of any kind, either expressed or implied, including without limitation warranties of suitability, merchantability, fitness for a particular purpose, and non-infringement.
  8. We assume no duty to you by making this web site available and shall not be responsible for any errors, omissions or defects in these calculators or the consequences of any decisions or actions taken in reliance upon these calculators.
  9. We shall not be liable under any circumstances for lost profits, lost business, loss of business reputation, or any direct, indirect, incidental, special, punitive or consequential damages of any kind, whether foreseeable or not, that result in any way from, or relate in any way to, your use, non-use or reliance on this web site. Your sole and exclusive remedy for any claim related to this web site is to STOP using it.

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